National Bank of Coxsackie Boosted Commercial Lending Without Increasing Headcount 

The National Bank of Coxsackie was struggling to match competitors' commercial loan rates, while managing larger, more complex deals. They needed a solution that wouldn't require additional staffing or burden borrowers with extra costs.

The Result: Borrower's Loan Protection^® enabled the bank to monetize hedge transactions and generate upfront fee income — all without adding closing costs for borrowers or expanding their team.

“Because the derivative sits on PCBB’s ledger, we could keep our team the same size and not add staff for derivative accounting.”
— Charlene Slemp, SVP & Chief Lending Officer

Download this case study to discover exactly how National Bank of Coxsackie transformed their commercial lending approach and started winning more deals while maintaining operational efficiency.